Company Overview
Takenos is the #1 mobile wallet in Bolivia and a rising LATAM fintech. Founded in 2022 by Francisco Goulu, Joaquín Herrera, Simón Bouché, and Lucas Posada (Argentine founders). HQ in Argentina with a commercial office in Santa Cruz de la Sierra, Bolivia.
The app lets users deposit local currency (Bolivianos), auto-convert to USDC, and spend internationally via physical/virtual Mastercard. Top-5 app in Bolivia App Store — at times more popular than ChatGPT.
~60 employees (headcount +212% in 24 months). Selected for Endeavor ScaleUp 2026 (one of 6 Argentine startups). Live in Argentina, Bolivia, Peru, Ecuador. Paraguay next.
Key Metrics
$500M+
Transactions Processed
$30M+
B2B Monthly (new line)
Funding
$5M Seed co-led by Variant and Lattice. Additional investors: Reverie, North Island Ventures, Gumi Cryptos Capital, and angel investors.
Variant (Jesse Walden) published an investment thesis highlighting Takenos as a stablecoin-native neobank for LATAM markets underserved by traditional banking.
Products & Services
Consumer wallet: Deposit Bolivianos → auto-convert to USDC. Physical + virtual TakeCard (Mastercard). Pay QR codes in BOB using USDT. International purchases (Amazon, Shein, AliExpress). Subscriptions (Spotify, Disney+, gaming).
B2B line (new, 3 months old): Processing $30M+/month, mostly OTC/manual. This is the line relevant to CFX — they need US banking infra for B2B wire volumes.
Remittances: International account for receiving USD/EUR deposits. Cross-border transfers across LATAM.
Partners & Integrations
Mastercard, Visa, Fireblocks, Bridge (Stripe), Rain, Coinflow, Pomelo — and now evaluating CFX for cash deposits.
Available in: Argentina, Bolivia, Peru, Ecuador, US, Paraguay, Colombia, Chile.
Notable: 1,000 physical TakeCards sold out in 10 minutes at Bolivia launch. Endeavor ScaleUp 2026. Variant + Lattice first co-investment in LATAM.
Why CFX Wins This Deal
• Previous cash provider dropped them mid-integration — urgent replacement needed
• Evaluated MoneyGram but preferred CFX for UX control (barcode + branded experience)
• Accepted Builder Program ($500/mo) to start — proven landing mechanism
• Francisco Goulu (Co-Founder & Chief of Product) is the champion — personally committed to KYB
• Call → sandbox in 30 minutes — fastest onboarding in CFX history
• B2B banking is a second phase opportunity (upsell path clear)
Meeting Notes
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